Final Expense Insurance
- ✓ Ages 45-85 accepted
- ✓ No medical exam required
- ✓ Covers funeral & burial costs
- ✓ Guaranteed acceptance options
- ✓ Starting at $20/month
Get affordable life insurance quotes in 5 minutes. Final expense starting at $20/month. Whole life and term life options available. Free consultation with licensed experts.
24-48 hours
Guaranteed acceptance
Affordable coverage
Trusted companies
Compare our three main types of life insurance to find the perfect coverage for your family's protection.
Our licensed insurance experts will help you compare options and find the perfect coverage for your needs and budget.
Compare All Options Speak with an ExpertWe specialize in life insurance for seniors and families, providing personalized service and competitive rates from top-rated carriers.
Expert guidance for ages 45-85 with tailored solutions for your unique needs.
Licensed agents provide honest guidance with no pressure or sales tactics.
We work with financially strong, highly-rated insurance companies only.
Get approved in 24-48 hours with our streamlined application process.
See what our clients say about their experience with Lane Life & Legacy.
"The process was so simple and straightforward. John Lane helped me get $25,000 in final expense coverage with no medical exam at age 67. The peace of mind is priceless."Margaret S.
Age 67, Florida
"After being turned down by other companies, Lane Life & Legacy got me approved for $500,000 in term life insurance. My family is finally protected, and the rates are amazing."Robert K.
Age 42, Texas
"John Lane made the whole life insurance process so easy to understand. I got $50,000 in whole life coverage that builds cash value. Excellent service from start to finish!"Linda M.
Age 54, California
We shop multiple A-rated carriers to find you the best rates and coverage
Get answers to common questions about life insurance for seniors and families.
Final expense insurance is typically the best choice for seniors over 65 because it:
Life insurance costs for 65-year-olds vary by type:
Costs depend on coverage amount, health, and carrier. Get a personalized quote in 5 minutes.
Yes, you can get life insurance without a medical exam through:
These policies typically accept ages 45-85 with coverage up to $50,000. No health questions asked.
Final expense insurance covers end-of-life expenses including:
Most of our life insurance policies offer fast approval:
Many policies offer same-day coverage with no waiting period.
Term Life Insurance:
Whole Life Insurance:
Don't leave your loved ones with financial burden. Get affordable life insurance coverage with a free quote in under 5 minutes. No obligation, no pressure.